:root {
    --bg: #06090d;
    --panel: #0b1016;
    --card: rgba(16, 22, 30, 0.95);
    --text: #f6f0e8;
    --muted: #b6b0a8;
    --line: rgba(255, 255, 255, 0.08);
    --accent: #d79a57;
    --accent-strong: #f4ba72;
    --danger: #ff5d5d;
    --success: #73d68a;
    --shadow: 0 18px 50px rgba(0, 0, 0, 0.35);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    margin: 0;
    font-family: 'Montserrat', sans-serif;
    background: var(--bg);
    color: var(--text);
    line-height: 1.6;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

.topbar {
    padding: 10px 16px;
    text-align: center;
    font-size: 12px;
    background: #cd9456;
    color: #111;
    font-weight: 700;
}
.topbar a { text-decoration: underline; }

.container {
    width: min(1120px, calc(100% - 32px));
    margin: 0 auto;
}
.narrow { width: min(860px, calc(100% - 32px)); }
.section { position: relative; padding: 88px 0; }
.panel { background: #05080c; }
.overlay {
    position: absolute; inset: 0;
    background: linear-gradient(180deg, rgba(4,8,12,.25), rgba(4,8,12,.82));
}
.skyline-bg {
    background-image: linear-gradient(180deg, rgba(3,6,10,.15), rgba(3,6,10,.85)), url('dubai1.jpg');
    background-size: cover;
    background-position: center;
}
.hero { min-height: 760px; display: flex; align-items: center; }
.hero-grid, .cta-content { position: relative; z-index: 1; }
.hero-copy { max-width: 700px; padding: 48px 0; }
.eyebrow, .section-tag {
    text-transform: uppercase;
    letter-spacing: .22em;
    font-size: 12px;
    color: var(--accent);
    margin-bottom: 16px;
}
h1, h2, h3 {
    margin: 0 0 16px;
    text-transform: uppercase;
    font-weight: 900;
    line-height: .95;
}
h1 { font-size: clamp(3rem, 6vw, 5.3rem); max-width: 800px; }
h2 { font-size: clamp(2.1rem, 4vw, 3.4rem); text-align: center; }
h3 { font-size: 1.05rem; }
h1 span, h2 span { color: var(--accent); }
.lead, .section-subtitle {
    text-align: center;
    max-width: 760px;
    margin: 0 auto 34px;
    color: var(--muted);
}
.hero .lead { text-align: left; margin: 0 0 28px; max-width: 640px; }
.check-list {
    list-style: none; padding: 0; margin: 0 0 30px;
}
.check-list li {
    position: relative; padding-left: 28px; margin-bottom: 10px; color: #eee1d2;
}
.check-list li::before {
    content: '◌'; position: absolute; left: 0; top: 0; color: var(--accent);
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; }
.centered { justify-content: center; }
.btn {
    display: inline-flex; align-items: center; justify-content: center;
    min-height: 50px; padding: 0 24px; border-radius: 10px;
    border: 1px solid transparent; font-weight: 800; text-transform: uppercase;
    font-size: 12px; letter-spacing: .08em; transition: .25s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn-primary {
    background: linear-gradient(135deg, var(--accent-strong), #c98544);
    color: #16120d; box-shadow: var(--shadow);
}
.btn-ghost { border-color: rgba(255,255,255,.3); color: var(--text); background: rgba(255,255,255,.03); }

.cards { display: grid; gap: 20px; }
.three-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.two-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.card {
    background: var(--card);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 24px;
    box-shadow: var(--shadow);
}
.number {
    display: inline-flex; margin-bottom: 18px;
    color: var(--accent); font-weight: 800; font-size: 1.35rem;
}
.footnote { text-align: center; color: #eed39b; margin-top: 18px; }
.split-cards h3 { margin-bottom: 18px; }
.split-cards ul { margin: 0; padding-left: 18px; color: var(--muted); }
.split-cards li { margin-bottom: 10px; }
.good h3 { color: #f3bd6f; }
.bad h3 { color: var(--danger); }
.icon-cards .card p, .mini-cards .card { color: var(--muted); }
.steps {
    display: grid; grid-template-columns: repeat(5, 1fr); gap: 18px; position: relative; margin-top: 40px;
}
.steps::before {
    content: ''; position: absolute; left: 10%; right: 10%; top: 28px; height: 2px; background: rgba(215,154,87,.45);
}
.step {
    text-align: center; position: relative; z-index: 1;
}
.step span {
    width: 56px; height: 56px; border-radius: 50%; margin: 0 auto 18px;
    display: grid; place-items: center; background: #dca96b; color: #111; font-weight: 900;
    box-shadow: 0 0 0 8px rgba(220,169,107,.12);
}
.step strong { display: block; text-transform: uppercase; font-size: 12px; margin-bottom: 8px; }
.step small { color: var(--muted); }
.contrast-card { text-align: center; margin-top: 24px; }
.contrast-card p { color: #f3ca93; margin: 0; }
.faq-list { display: grid; gap: 14px; }
.faq-item {
    border: 1px solid var(--line); border-radius: 12px; padding: 0 18px; background: var(--card);
}
.faq-item summary {
    cursor: pointer; padding: 18px 0; font-weight: 700; list-style: none;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item p { color: var(--muted); margin: 0 0 18px; }
.application-form { padding: 28px; }
.form-grid {
    display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; margin-bottom: 22px;
}
label span {
    display: block; margin-bottom: 10px; text-transform: uppercase; font-size: 11px; font-weight: 700; color: #e7d6c0;
}
input {
    width: 100%; min-height: 52px; border-radius: 10px;
    border: 1px solid rgba(255,255,255,.08); background: #060a0f; color: var(--text);
    padding: 0 16px; font-family: inherit;
}
input:focus { outline: 1px solid var(--accent); border-color: var(--accent); }
.full-width { grid-column: 1 / -1; }
.submit-btn { width: 100%; }
.alert {
    padding: 14px 16px; border-radius: 12px; margin-bottom: 16px; border: 1px solid;
}
.success { background: rgba(115,214,138,.12); color: #baf1c6; border-color: rgba(115,214,138,.3); }
.error { background: rgba(255,93,93,.12); color: #ffc0c0; border-color: rgba(255,93,93,.3); }
.cta-banner { padding: 110px 0; }
.cta-content { text-align: center; }
.cta-content p { color: #f3bd6f; text-transform: uppercase; font-weight: 700; letter-spacing: .08em; }
.footer {
    background: #05080c; border-top: 1px solid var(--line); padding: 22px 0;
}
.footer-row {
    display: flex; justify-content: space-between; gap: 16px; align-items: center; color: var(--muted); font-size: 14px;
}

@media (max-width: 900px) {
    .three-grid, .two-grid, .steps, .form-grid { grid-template-columns: 1fr; }
    .steps::before { display: none; }
    .hero { min-height: auto; }
    .section { padding: 72px 0; }
    h1 { font-size: 3.2rem; }
    .footer-row { flex-direction: column; text-align: center; }
}

@media (max-width: 560px) {
    .container, .narrow { width: min(100% - 24px, 1120px); }
    .hero-actions { flex-direction: column; align-items: stretch; }
    .btn { width: 100%; }
    h1 { font-size: 2.5rem; }
    h2 { font-size: 2rem; }
    .card, .application-form { padding: 20px; }
}